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Third fungus fighter purchase 200mg ketoconazole fast delivery, a large segment of the writing on servant leadership has a prescriptive overtone that implies that good leaders "put others first fungus gnats in dwc generic ketoconazole 200mg amex. Furthermore fungi cap definition trusted 200 mg ketoconazole, along with the "value-push" prescriptive quality, there is an almost moralistic nature that seems to surround servant leadership. As a result, many practitioners of servant leadership are not necessarily researchers who want to conduct studies to test the validity of servant leadership theory. Finally, it is unclear why "conceptualizing" is included as one of the servant leadership behaviors in the model of servant leadership (see Figure 10. Furthermore, what is the rationale for identifying conceptualizing as a determinant of servant leadership? Being able to conceptualize is undoubtedly an important cognitive capacity in all kinds of leadership, but why is it a defining characteristic of servant leadership? A clearer explanation for its central role in servant leadership needs to be addressed in future research. Within a philosophical framework of caring for others, servant leadership sets forth a list of behaviors that individuals can engage in if they want to be servant leaders. The prescribed behaviors of servant leadership are not esoteric; they are easily understood and generally applicable to a variety of leadership situations. Training in servant leadership typically involves selfassessment exercises, educational sessions, and goal setting. The content of servant leadership is straightforward and accessible to followers at every level within the organization. Furthermore, because "behaving ethically" is positively related to job performance, organizations should focus on selecting people who have high integrity and strong ethics. In addition, organizations should develop training programs that spend time helping leaders develop their emotional intelligence, ethical decision making, and skills for empowering others. Behaviors such as these will help leaders nurture followers to their full potential. Servant leadership is taught at many colleges and universities around the world and is the focus of numerous independent coaches, trainers, and consultants. In the United States, Gonzaga University and Regent University are recognized as prominent leaders in this area because of the academic attention they have given to servant leadership. Overall, the most recognized and comprehensive center for training in servant leadership is the Greenleaf Center for Servant Leadership ( In summary, servant leadership provides a philosophy and set of behaviors that individuals in the organizational setting can learn and develop. The following section features cases illustrating how servant leadership has been manifested in different ways. Paul Farmer and his efforts to stop disease in Haiti and other parts of the world. The third case is about the leaders of Southwest Airlines who created a servant leadership culture that permeates the company. At the end Emotional intelligence in Servant Leaders chapter 10 Servant Leadership 243 of each case, several questions are provided to help you analyze the case from the perspective of servant leadership. Noble Sharon noble is in charge of the main office at Essex high School, a position she has held for nearly 30 years. She does not have a college degree, but that does not seem to hinder her work as "secretary" for the school. She is an extravert, and people say her jokes are corny, but she runs the office efficiently and well, getting along with teachers and students and dealing with the rules and procedures that govern day-to-day Essex school life. When people describe Sharon, they say that she is wise and seems to know just about everything there is to know about the school. She understands the core curriculum, testing, dress code, skip policy, afterschool programs, helicopter parents, and much more. For years parents have told one another, "if you want to know anything about the school, go to Mrs. But nevertheless, she is still "with it" when it comes to student fads and eccentricities.

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Therefore anti fungal diet cheap ketoconazole 200mg, confidence in the reliability and accuracy of the method used to antifungal and hydrocortisone cream purchase 200mg ketoconazole free shipping measure performance is of the utmost importance antifungal antibacterial dog shampoo buy cheap ketoconazole 200mg on-line. Wherever possible, objective measures such as attendance, customer grievances, and substandard production should be used. Because of their subjective nature, valid performance ratings are a challenging endeavor. Supervisors need to be given ample opportunity to observe performance in order to ensure confidence and accuracy in the assessment of performance. Such direction and increased supervisor confidence and accuracy can be obtained by means of rater training programs (Hedge & Kavanagh, 1988). Performance-appraisal research has refined and increased the effectiveness of rater training programs (Borman, 1991). The objective of this training strategy is to provide raters of the same job title with a common framework of standards. This is achieved by familiarization with the behavioral content relevant for each dimension; discussion of what constitutes different levels of performance; and practice and review, preferably with actual performance examples filmed or simulated. A good supplement to frame-ofreference training is the practice of diary keeping (DeNisi, Robbins, & Cafferty, 1989), in which supervisors record critical work incidents of both excellent and poor performance by workers. This information can assist the supervisor in the rating process and improve the quality, detail, and credibility of the documentation of a "noticeable" performance problem. This will not only be more convincing to the subordinate but should also provide the supervisor with greater confidence to initiate a referral. Copyright © 1998 Jossey-Bass/Pfeiffer these methods can be an effective step toward giving supervisors the ability to identify performance problems and can provide the additional benefit of more reliable and accurate appraisal ratings in general. This task is so unpleasant that supervisors have been known to inflate ratings in order to justify avoiding such confrontation (Kipnis, 1960; Latham, 1986). Training to improve constructive confrontation ability should employ actual demonstration supplemented by consensus-seeking practice and role playing. Therefore, multiple vignettes should be designed, demonstrated, and discussed for various subordinate rebuttals. These will afford the supervisors the opportunity to directly observe what is considered to be an effective constructive-confrontation strategy. The demonstration should be prefaced with the understanding that any discussion or questions (which should be encouraged) must be conducted within the framework of hypothetical, ideal, supervisory behaviors, not real or actual experiences, successes, or failures. This last point must be emphasized so as to maintain the confidentiality that should be protected at all costs. Although direct observation has been shown to be an effective teaching tool, it is recommended that sessions be conducted so that supervisors can practice and refine their abilities in approaching workers. Similar training can be provided for employees, to introduce and promote constructive confrontation at the peer level. This serves two purposes: 1) It informs employees who have problems about this means of obtaining help, and 2) it helps to diminish the perceptions of supervisors and coworkers that they are "ratting" on their fellow workers by identifying and confronting them. Copyright © 1998 Jossey-Bass/Pfeiffer replaced with a more appropriate understanding of "intervening to help" fellow employees. In an organization in which performance tasks and safety require interdependence of workers, it is essential that workers be educated about the direct implications of tolerating substance abuse or other performance problems. These implications range from loss of production bonuses to serious injury or fatality. Sheridan (1987) describes an effective brochure that presents these points to the employees of the Union Pacific Railroad. Its efforts to promote a drug-free workplace often focus on the "silent majority" who do not abuse drugs or alcohol, but who suffer the consequences yet fail to intervene when they could provide a great service for other employees. To increase the impact of such informational tools, the relevant consequences or specific injuries for the particular jobs within the organization should be stressed. Consensus-Seeking Activities In addition to the education and training programs mentioned thus far, small groups of supervisors and employees can participate in consensus-seeking activities. The typical method of providing such practice is group decision making, in which participants and a facilitator come together with diverse expectations about an issue and leave with unanimity concerning the preferred response.

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What is the recovery rate for lenders in the event that the house does end up in foreclosure? First fungus gnats larvae kill buy cheap ketoconazole 200mg, despite filing for bankruptcy fungus shampoo ketoconazole 200 mg overnight delivery, 28 percent of the filers lost their houses to antifungal cream yeast ketoconazole 200mg amex foreclosure sale by October 2007. The foreclosure sale rates jumped to 41 percent for filers who were 12 months or more delinquent on their mortgage payments at the time of filing. We found that roughly 43 percent of these owners had their houses foreclosed by October 2007. The comparison, therefore, suggests that bankruptcy does provide some relief to homeowners and more so to homeowners who missed only a few payments. Second, compared with homeowners who went into foreclosure without filing for personal bankruptcy, bankrupt debtors remained in their houses for, on average, 28 additional months. Despite this, most lenders 3 Because most filers for bankruptcy were already seriously delinquent on their mortgages, without bankruptcy filing, it is reasonable to assume that they would be in foreclosure very soon. Indeed, at the time of filing, about 27 percent of households in our sample were already in foreclosure. By the nature of the system, chapter 13 filers may still be in bankruptcy 8 months after a 90-day delinquency. Thus, the relevance of their continued presence in bankruptcy over an 8-month period is difficult to interpret. Cityscape 115 Carroll and Li did not collect enough money to cover the total mortgage outstanding and the mortgage arrearage and, therefore, suffered severe losses. After adjusting for inflation and time cost of money using house price growth, we found that the lender lost an average of $14,165 per home and the median loss was $8,187. Assuming an additional 20-percent foreclosure fee (administrative fees, trustee commissions, and legal expenses), the loss increased to $33,516 for the average house price and $23,156 for the median price. Put in relative terms, lenders lost, on average, 28 percent of the amount that was owed to them, with one-half of them losing more than 31 percent. To shed light on the current crisis, we identified important borrower, lender, and loan characteristics, as well as local economic factors that affect homeownership outcomes. In particular, we found that, under the assumption that the bankrupt homeowners have similar profiles as in our model, policy reforms that "cramdown" mortgage loan obligations by making mortgage payments more affordable under personal bankruptcy will reduce foreclosure rates, but the effects are likely to be modest. In summary, this article, to the best of our knowledge, represents the first indepth study of the homeownership experience of households in bankruptcy. First, although our bankrupt filers look very similar to those identified in other national studies, our results may not be generalized to the nation because our data came solely from Delaware, a state that is not representative of the nation in terms of bankruptcy provisions. For example, in the 2001-to-2002 period, Delaware was one of only two states to have no homestead exemption. This assumption certainly does not hold in the current environment, where households are much deeper in debt. We hope, however, that the current ups and downs in the housing market are temporary. In the remainder of the article, Section 2 addresses details regarding foreclosure and bankruptcy laws. Institutional Background Before our statistical analysis, we provide some institutional background concerning state laws that govern mortgage foreclosures and their interaction with federal personal bankruptcy laws. State property laws regarding the judicial foreclosure process, statutory rights of redemption, and deficiency judgments govern this act. Foreclosure by judicial sale is available in every state, and it is the required method in many, including Delaware. In this type of foreclosure, the mortgage holder is permitted to sell the property without court supervision. Where it is available, foreclosure by power of sale is generally faster than foreclosure by judicial sale. In Delaware, the average process period is 190 days, which is among the longest in the nation. After the foreclosure sale is complete, the homeowner can still regain the property if his or her state grants a statutory right of redemption.

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